Serving All of Your Montana Insurance Needs
Wallace- West Koch
Life insurance helps you protect your family by creating a financial safety net to help pay for their future in the case of your death.
With life insurance, you can:
Health costs continue to rise, and we work hard to provide you with the fullest coverage for the lowest premium possible. As an independent insurance agent, we represent various carriers who are able to provide coverage not only for healthy individuals, but also for those with life-threatening illnesses.
You can't afford to be without health insurance when one prolonged illness could cost you your savings, your house, or your business.
Contact us today at either our Livingston office, and request your FREE quote for your individual health insurance plan.
As companies continue to try and cut operating costs, many employees are left without health insurance coverage. If you're a business owner and considering ending health coverage for your employees, let us provide you with competitive quotes from the many carriers we represent.
Our carriers provide extensive coverage, at lower premiums, and allow you to choose from a variety of options, including Health Savings Accounts (HSA), Flexible Spending Accounts (FSA), and Health Reimbursement Accounts (HRA). These options allow both health coverage and excellent tax advantages for both employer and employee.
We also offer Medicare Supplements, short-term policies, long-term care, and short- and long-term disability coverage.
Replace the income you would have been able to provide for your family in the event of your death
Help pay for final expenses, like funeral and burial costs, probate and administration costs, existing debts, and medical costs not covered by health insurance
Create an inheritance for those you'll leave behind
You might not think you need life insurance, but those who could benefit from life insurance coverage are:
Parents, who wish to provide for their children after they are gone
Those who don't wish to leave debts for their loved ones to bear
Home-owners who want to ensure their mortgage is paid for their family
Entrepreneurs who wish to protect the future of their business
Those who wish to leave a legacy for their children, grandchildren, or favorite organization