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Serving All of Your Montana Insurance Needs

Melin- Livingston

Lanphear-W. Mendenhall

Wallace- West Koch

Health Insurance Health Insurance

Count on us for your life insurance coverage needs

Life insurance helps you protect your family by creating a financial safety net to help pay for their future in the case of your death.

 

With life insurance, you can:

Call us today for your FREE quote

 

For Livingston, call

406-222-7788

Health costs continue to rise, and we work hard to provide you with the fullest coverage for the lowest premium possible. As an independent insurance agent, we represent various carriers who are able to provide coverage not only for healthy individuals, but also for those with life-threatening illnesses.

 

You can't afford to be without health insurance when one prolonged illness could cost you your savings, your house, or your business.

 

Contact us today at either our Livingston office, and request your FREE quote for your individual health insurance plan.

Providing a range of individual health coverage options

Offering group health coverage solutions

As companies continue to try and cut operating costs, many employees are left without health insurance coverage. If you're a business owner and considering ending health coverage for your employees, let us provide you with competitive quotes from the many carriers we represent.

 

Our carriers provide extensive coverage, at lower premiums, and allow you to choose from a variety of options, including Health Savings Accounts (HSA), Flexible Spending Accounts (FSA), and Health Reimbursement Accounts (HRA). These options allow both health coverage and excellent tax advantages for both employer and employee.

 

We also offer Medicare Supplements, short-term policies, long-term care, and short- and long-term disability coverage.

Full life and health insurance coverage

  • Replace the income you would have been able to provide for your family in the event of your death

  • Help pay for final expenses, like funeral and burial costs, probate and administration costs, existing debts, and medical costs not covered by health insurance

  • Create an inheritance for those you'll leave behind

You might not think you need life insurance, but those who could benefit from life insurance coverage are:

  • Parents, who wish to provide for their children after they are gone

  • Those who don't wish to leave debts for their loved ones to bear

  • Home-owners who want to ensure their mortgage is paid for their family

  • Entrepreneurs who wish to protect the future of their business

  • Those who wish to leave a legacy for their children, grandchildren, or favorite organization