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Serving All of Your Montana Insurance Needs

Melin- Livingston

Lanphear-W. Mendenhall

Business Insurance Business Insurance

Your options explained

Business owner insurance or business owner policies (sometimes referred to as BOP) can be divided into 4 general categories:

Providing a variety of Commercial Insurance options

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  • General liability insurance protects your company in the event a client is injured on your business premises, or if you or one of your employees caused an injury, or caused property damage at a client's location.

  • Commercial liability insures against liability legally imposed upon your business because of the negligence of the business or employees. In other words, it serves to protect your business if it should be sued for negligence.

  • Workers' compensation insurance, which is required in many states, provides both medical and disability coverage for any of your employees in the event of a work-related illness or injury.

  • Commercial vehicle insurance policies cover vehicles used in your business. Your personal auto insurance does not cover this, so if you have a vehicle that requires a title from the state, you need a commercial auto insurance policy. Commercial insurance protects your business against property damage to vehicles, as well as damage caused to others by those vehicles.

Farm/Ranch Insurance

Whether you have thousands of acres, or just a handful of acres we have insurance options that will fit your needs at a competitive price. Large commercial farms or ranches all the way down to a small hobby farm, or seasonal residence on some pristine Montana wilderness , Big Sky Insurance has personalized options that will help insure your property and protect your investment.